Hospital Indemnity Insurance

Focus on healing, not on hospital expenses

Help Alleviate Costs from Hospital Stays

Supplement your current health plan and help protect your finances with hospital indemnity insurance.

If you’re admitted to the hospital for a planned or unexpected visit, MetLife’s Hospital Indemnity

Insurance provides a lump-sum payment to use however you see fit.

Hospital indemnity insurance benefits

Lump-sum payment

Paid directly to you — not hospitals or doctors — to spend on whatever you need

Guaranteed acceptance

No medical questions and no waiting period for you and eligible family members

Financial support

Paid benefits for covered services and treatment— regardless of what your medical insurance may cove

Coverage for care during your hospital stay

Even with medical insurance, a hospital stay can be costly. Plan deductibles, copays, and out-of-network costs can add up fast, not to mention costs outside of medical needs, like your mortgage, childcare expenses, transportation and more.

Hospital indemnity insurance can help with out-of-pocket costs while you’re in the hospital and recovering to help reduce the financial impact while you heal. With this supplemental plan from MetLife, you:

Get competitive rates by enrolling through work

Can take your coverage with you if you leave your job or retire

Do you need hospital indemnity insurance?

Reasons to consider adding this supplemental plan to your insurance coverage lineup:

You have a chronic health condition

You have a family history of serious illnesses

You have a planned procedure or surgery

You're looking for additional financial reassurance and support

DID YOU KNOW?

The average per day cost of a hospital stay is around $2,883.

Hospital Indemnity insurance pays regardless of what your medical insurance covers, reducing the financial burden of a hospital stay.

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