Disability Insurance & Absence Services

When life happens, and it will, Guardian can provide the right support in a time of need.

Nearly half of all workers who experienced a disability leave in the past 10 years did not have disability insurance and received no paycheck while out of work — and they’re 50% more likely to say their leave had a major or devastating financial impact on their household.³

Disability Insurance & Absence Services

A disability can completely change every aspect of your life, but that shouldn’t mean that it threatens your financial stability.

Help Keep Your Income Coming In

Insuring your lost earnings helps reduce financial stress in a critical time of need.

How do I file a disability insurance claim?

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

You have short-term or long-term disability coverage through work.

For group disability insurance claims for sickness, injury, pregnancy, or mental health conditions, first sign in to your guardianlife.com account, then complete and submit your online disability insurance claim form.

If you wish to file a paper claim, click the link below to open the form, click options and download PDF to print a blank claim form.

The doctor can also complete their section of the online disability claim form or you can provide them the attending physician's statement.

Disability Phone Number.

Call us now

1-855-BROKER (Toll free)

© 2024 O'Eme - All rights reserved

Need Help?

Log in to manage your Principal account or to access claim forms and additional resources.