Accident Insurance

Stay financially protected as you recover from an accident.

Help prepare for the unexpected

If you’re injured in an accident, you can receive a lump-sum to use as you see fit with accident insurance.

An accident can impact your health, but it can also damage your finances and affect how you live. Guardian Accident Insurance can help with your finances so you can focus on healing.

Accident insurance benefits

Lump-sum payment

Covers over 150 events and paid directly to you to spend on what you need.

No waiting period

Coverage takes effect on the effective date.

Portable coverage

Take your coverage with you if you change employers or retire.

Help your finances stay healthy during your recovery

After experiencing an accident, you don’t need any more surprises – like finding out that your medical insurance plan may not cover some of your expenses.

With Guardian Accident Insurance, you can receive a lump-sum payment, paid directly to you, to use at your discretion. It can help with:

  • Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns.

  • Medical Services and Treatments: Includes ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries

  • Hospitalization: Hospital admission, confinement, and inpatient rehab after an accident.

  • Additional Benefits: For accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.

DID YOU KNOW?

Planning ahead can help relieve the burden of medical expenses.

Call us now

1-855-BROKER (Toll free)

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